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Banking & Finance
SBI – World’s Best Consumer Bank 2025
State Bank of India was named “World’s Best Consumer Bank 2025” and “Best Bank in India” by Global Finance magazine (New York). Awards were presented at the IMF–World Bank meetings in Washington, D.C.
Digital Payments
UPI ‘Pay with Mutual Fund’ Feature
The new UPI feature ‘Pay with Mutual Fund’ enables instant payments by redeeming liquid mutual fund units at the time of transaction. Liquid funds are preferred due to their low-risk, short-duration portfolios and quick redemption capability.
Digital Governance
NPCI’s ‘UPI Help’ AI Assistant
NPCI launched ‘UPI Help’, an AI-powered assistant for grievance redressal and real-time transaction tracking. Key features: handling failed/pending transactions, instant payment status, complaint raising, and unified view of Autopay mandates.
Governance
J&K Darbar Move Restored for Winter 2025
The traditional Darbar Move has been restored in Jammu & Kashmir. Srinagar offices close on 31 October 2025 and reopen in Jammu on 3 November 2025. Key departments shift fully while others operate via camp offices.
International
Global MIL Week 2025
Global Media and Information Literacy Week 2025 is hosted in Cartagena de Indias, Colombia from 24–31 October 2025. Theme: “Minds Over AI: MIL in Digital Spaces” – focusing on digital literacy in the AI era.
Infrastructure
Bajrang Setu – Rishikesh
Bajrang Setu in Rishikesh: 132 m long, 8 m wide, with a 5 m steel deck for two-wheelers and 1.5 m glass walkways on both sides for pedestrians. Located downstream of Laxman Jhula. Cost: ₹60 crore.
Technology
UIDAI’s SITAA Initiative
UIDAI’s SITAA (Strengthening Identification Through Advanced Authentication) initiative includes three innovation challenges: Face Liveness Detection, Presentation Attack Detection, and Contactless Fingerprint Authentication.
Global Health
Maldives – WHO Triple Elimination
The Maldives achieved WHO-validated “triple elimination” of mother-to-child transmission of HIV, syphilis, and hepatitis B. Achieved through high antenatal coverage, near-universal testing, and timely newborn vaccination.
Environment
IUCN World Heritage Outlook 4
The IUCN World Heritage Outlook 4 report identifies climate change as the single greatest threat, affecting 43% of natural World Heritage sites. Other threats: invasive species (30%) and rising wildlife/plant diseases.
Defence
Indian Coast Guard FPVs – ICGS Ajit & Aparajit
Newly launched Indian Coast Guard Fast Patrol Vessels ICGS Ajit and ICGS Aparajit (52 m, 320-ton displacement) feature Controllable Pitch Propellers (CPP)—a first in this class—for improved maneuverability and propulsion efficiency.
🎴 Revision Flashcards
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Tap to Reveal
Which magazine named SBI “World’s Best Consumer Bank 2025”?
Global Finance
New York-based magazine; awards at IMF–World Bank meetings
Tap to Reveal
Which type of mutual fund is used in UPI’s ‘Pay with Mutual Fund’ feature?
Liquid Mutual Funds
Low-risk, short-duration, quick redemption
Tap to Reveal
What is the primary purpose of NPCI’s ‘UPI Help’?
Grievance Redressal & Transaction Tracking
AI-powered assistant for failed/pending transactions
Tap to Reveal
Where is Global MIL Week 2025 being hosted?
Cartagena de Indias, Colombia
Theme: “Minds Over AI: MIL in Digital Spaces”
Tap to Reveal
What is the length and cost of Bajrang Setu in Rishikesh?
132 m long, ₹60 crore
8 m wide; glass walkways on both sides; downstream of Laxman Jhula
Tap to Reveal
Which three diseases did Maldives achieve “triple elimination” for (mother-to-child)?
HIV, Syphilis, Hepatitis B
WHO-validated achievement
Tap to Reveal
What percentage of World Heritage sites are affected by climate change (IUCN report)?
43%
Single greatest threat per IUCN World Heritage Outlook 4
Tap to Reveal
What propulsion system is a first in Indian Coast Guard FPVs Ajit & Aparajit?
Controllable Pitch Propellers (CPP)
52 m, 320-ton displacement vessels
Think & Discuss
AI in Public Services: Balancing Innovation with Inclusion
Context from today’s quiz: NPCI’s ‘UPI Help’ AI assistant, UIDAI’s SITAA innovation challenges (Face Liveness Detection, Contactless Fingerprint), and Global MIL Week’s theme “Minds Over AI” all highlight the growing integration of artificial intelligence in public services and the need for digital literacy.
🤔 Your Perspective Matters
AI-powered systems are rapidly transforming how citizens interact with government services—from UPI grievance handling to biometric authentication. While these innovations promise efficiency and accessibility, they also raise questions about digital inclusion, privacy, and the potential for algorithmic bias.
How can India ensure that AI-driven public services remain accessible to all citizens, including those with limited digital literacy or connectivity?
How can India ensure that AI-driven public services remain accessible to all citizens, including those with limited digital literacy or connectivity?
- What safeguards should be built into AI systems like ‘UPI Help’ to prevent exclusion of elderly or rural users?
- How should biometric authentication innovations (SITAA) balance security with privacy concerns?
- Should media and information literacy be made compulsory in schools to prepare citizens for an AI-driven world?
We’d love to hear your thoughts! Share your perspective in the comments.
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