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📝 Revision Notes
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Banking Innovation
Bank of Baroda Phygital Transformation
Bank of Baroda won “Best Bank in India” at The Banker’s 2025 Asia-Pacific Awards for its customer-centric phygital branches that blend digital convenience with in-branch support, enabling fast access to statements, certificates, nominee updates, and video assistance.
Financial Inclusion
Unclaimed Assets Campaign
The campaign “Aapki Poonji, Aapka Adhikar — Your Money, Your Right” helps rightful owners reclaim unclaimed financial assets across bank deposits, insurance, dividends, shares, mutual funds, and pensions using awareness drives, camps, and regulatory portals.
Policy Framework
3A Framework for Unclaimed Assets
The “Your Money, Your Right” campaign follows the 3A Framework: building Awareness of unclaimed assets, improving Accessibility to claim mechanisms, and enabling Action through camps, helpdesks, and guided processes.
Insurance Regulation
Sahaj Insurance Corporate Agency
Sahaj Insurance Services received IRDAI approval as a Corporate Agency to market and distribute insurance products on behalf of insurers (underwriting remains with insurers), focusing on low-premium, high-relevance coverage.
Technology & AI
Global AI Conclave Chennai
The Global AI Conclave 2025 is hosted by IIT Madras and the India AI Mission in Chennai, supporting India’s vision for safe, trusted, and inclusive AI aligned with MeitY’s direction.
Digital Safety
Australia’s Social Media Age Ban
Australia’s under-16 social media restriction places compliance responsibility on major platforms (TikTok, Instagram, YouTube) to prevent underage access, with financial penalties for non-compliance, while parents/children are not punished.
Corporate Leadership
Coca-Cola Leadership Transition
The Coca-Cola Company announced Henrique Braun as incoming CEO, while James Quincey will transition to Executive Chairman, indicating continuity with planned leadership succession.
Strategic Finance
ICICI AMC Stake Protection
ICICI Bank acquired additional stake in ICICI AMC to safeguard majority control in case the AMC issues stock-based compensation, which could otherwise dilute the bank’s holding.
Mergers & Acquisitions
JSW Paints-Akzo Nobel Deal
JSW Paints’ acquisition of Akzo Nobel India is significant as Akzo Nobel is strongly associated with the Dulux brand in India. This is among the largest deals in India’s paints and coatings segment.
Quantum Technology
National Quantum Communication Hub
The IITM C-DOT Samgnya Technologies Foundation at IIT Madras functions as India’s National Hub for Quantum Communication, focusing on quantum cryptography, post-quantum security, QKD, quantum repeaters/memory, and satellite-based quantum communication under the National Quantum Mission.
🎴 Revision Flashcards
Click each card to flip and test your recall
Tap to Reveal
Why did Bank of Baroda win Best Bank award?
Phygital branches (digital + in-branch support)
Customer-centric transformation
Tap to Reveal
What does “Your Money, Your Right” campaign help reclaim?
Unclaimed financial assets across instruments
Deposits, insurance, dividends, shares, MFs, pensions
Tap to Reveal
What is the 3A Framework?
Awareness, Accessibility, Action
Unclaimed assets campaign structure
Tap to Reveal
Who hosts Global AI Conclave 2025 in Chennai?
IIT Madras and India AI Mission
Safe, trusted, inclusive AI vision
Tap to Reveal
Who must enforce Australia’s under-16 social media ban?
Social media/tech platforms
Financial penalties for non-compliance
Tap to Reveal
Who becomes Coca-Cola’s new CEO?
Henrique Braun
James Quincey to Executive Chairman
Tap to Reveal
Which brand does Akzo Nobel India own?
Dulux
Acquired by JSW Paints
Tap to Reveal
What is IIT Madras’s quantum communication hub called?
IITM C-DOT Samgnya Technologies Foundation
National Hub for Quantum Communication
Think & Discuss
Age-Gating Social Media: Protecting Children or Digital Prohibition?
Context from today’s quiz: Australia’s under-16 social media restriction places compliance responsibility on major platforms (TikTok, Instagram, YouTube, etc.) to prevent underage access, with financial penalties for companies for non-compliance, while parents and children are not punished. This represents one of the world’s strictest social media age restrictions.
🤔 Your Perspective Matters
Proponents of age restrictions argue that social media harms children’s mental health, exposes them to predators and inappropriate content, and contributes to anxiety, depression, and body image issues. Banning access below 16 protects vulnerable developing minds. Critics counter that such bans are unenforceable (children use VPNs and fake IDs), infringe on digital rights and access to information, may drive kids to less safe platforms, prevent legitimate educational and social uses, and shift responsibility from platforms’ design choices to crude prohibition. The debate also raises questions about privacy—strict age verification could require intrusive data collection.
Should governments ban social media access for children under 16 by holding platforms accountable, or are such restrictions ineffective digital prohibition that violate rights while failing to address the root causes of platform harm?
Should governments ban social media access for children under 16 by holding platforms accountable, or are such restrictions ineffective digital prohibition that violate rights while failing to address the root causes of platform harm?
- How can age verification be implemented effectively without creating mass surveillance infrastructure or compromising user privacy for adults?
- Would resources be better spent mandating platform design changes (like removing infinite scroll, limiting algorithmic manipulation) rather than blanket age bans?
- Do such bans actually protect children, or do they simply push minors toward less regulated platforms and underground digital spaces with even less oversight?
We’d love to hear your thoughts! Share your perspective in the comments.
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