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📝 Revision Notes
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Defence Heritage
Param Vir Dirgha Gallery
Param Vir Dirgha inaugurated at Rashtrapati Bhavan displays portraits of all 21 Param Vir Chakra awardees, India’s highest military decoration for valour. The gallery symbolically replaced colonial-era British ADC portraits, reinforcing India’s national military heritage and honoring supreme gallantry.
Pension Reforms
NPS Withdrawal Flexibility
PFRDA reforms for non-government NPS subscribers now allow up to 80% withdrawal at retirement, with only 20% mandatory annuity investment if corpus exceeds ₹12 lakh, significantly enhancing retirement flexibility and fund access.
Cultural Heritage
Geographical Indication for Ponduru Khadi
Ponduru Khadi from Andhra Pradesh received GI tag protection, ensuring legal recognition of its geographical origin, preserving traditional handloom craftsmanship, and providing economic benefits and market advantages to local artisans.
International Relations
India-Ethiopia Strategic Partnership
PM Modi’s visit to Addis Ababa resulted in three MoUs covering UN peacekeeping operations collaboration, digital public infrastructure, and bilateral cooperation, strengthening India’s engagement with Africa and shared commitment to global peace initiatives.
Business & Investment
JP Morgan’s Mumbai GCC Expansion
JP Morgan plans a large-scale Global Capability Centre in Powai, Mumbai targeting 30,000 employees, focusing on IT, analytics, innovation, and financial operations—showcasing India’s position as a global technology and services hub.
Digital Payments
Google’s Credit-Based UPI Innovation
Google launched India’s first credit card integrated with UPI (via Axis Bank on RuPay network), enabling credit-based UPI payments through Google Pay—marking evolution of India’s digital payments ecosystem beyond debit transactions.
Banking Leadership
SBI Leadership Continuity
Extension of Ashwini Kumar Tewari as SBI Managing Director ensures leadership stability during critical phases of digital transformation, credit expansion, and balance sheet strengthening at India’s largest public sector bank.
Diplomacy
Ethiopia’s Highest Civilian Honor
PM Modi received The Great Honour Nishan of Ethiopia, Ethiopia’s highest civilian award, recognizing deepened bilateral relations, India’s developmental contributions, and historical ties including Indian diaspora’s role in Ethiopia’s education sector.
Cinema
Homebound’s Oscar Journey
Indian film Homebound shortlisted among final 15 contenders for Best International Feature Film at the Oscars, advancing toward the final five nominations—representing India’s growing recognition in global cinema.
Constitutional Rights
Minorities Rights Day Observance
Minorities Rights Day emphasizes constitutional protections under Articles 29, 30, 350A, and 350B, focusing on safeguarding religious, linguistic, and cultural rights of minority communities and promoting equality, inclusion, and participation in Indian society.
🎴 Revision Flashcards
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How many Param Vir Chakra awardees are honored in Param Vir Dirgha?
21 awardees
Gallery at Rashtrapati Bhavan, India’s highest military honor
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What percentage can non-government NPS subscribers now withdraw at retirement?
Up to 80%
20% annuity if corpus exceeds ₹12 lakh (PFRDA reform)
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Which handloom product recently received GI tag protection?
Ponduru Khadi
From Andhra Pradesh, protects traditional craftsmanship
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How many employees will JP Morgan’s Mumbai GCC target?
About 30,000
Global Capability Centre in Powai for IT and analytics
Tap to Reveal
Which bank partnered with Google for India’s first credit-UPI card?
Axis Bank
On RuPay network, integrated with Google Pay
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What is Ethiopia’s highest civilian honor received by PM Modi?
The Great Honour Nishan of Ethiopia
Recognizes strengthened India-Ethiopia bilateral ties
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How many films were shortlisted for Best International Feature at Oscars?
15 films
Homebound is among contenders before final 5 nominations
Tap to Reveal
Which Articles protect minority cultural and educational rights?
Articles 29 and 30
Also 350A and 350B for linguistic minorities
Think & Discuss
Digital Payments Evolution: Credit Integration with UPI
Context from today’s quiz: Google’s launch of India’s first credit card integrated with UPI represents a significant evolution in digital payments, allowing credit-based transactions through the traditionally debit-focused UPI infrastructure.
🤔 Your Perspective Matters
The integration of credit facilities with UPI could democratize credit access and boost consumer spending, but it also raises concerns about debt accumulation, financial literacy, and responsible lending. As India moves toward a cashless, credit-enabled economy, how should regulators balance innovation with consumer protection?
Should there be stricter safeguards and mandatory financial literacy requirements before credit-UPI adoption, or should market forces and consumer choice drive this transition?
Should there be stricter safeguards and mandatory financial literacy requirements before credit-UPI adoption, or should market forces and consumer choice drive this transition?
- What risks does easy credit access through UPI pose for first-time credit users and vulnerable populations with limited financial literacy?
- How can India’s regulatory framework ensure responsible lending practices while encouraging fintech innovation in the digital payments space?
- Should there be transaction limits, cooling-off periods, or mandatory spending alerts for credit-UPI transactions to prevent over-indebtedness?
We’d love to hear your thoughts! Share your perspective in the comments.
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