24 April 2026 — Daily Current Affairs Quiz
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Culture
World Book & Copyright Day — 2026 World Book Capital
Observed 23 April annually; established by UNESCO in 1995. Marks death anniversaries of Shakespeare, Cervantes, and Inca Garcilaso de la Vega. For 2026, Rabat (Morocco) is designated the 26th World Book Capital. First official celebration: 23 April 1996, Barcelona. Aim: expand access to books and promote literacy worldwide.
Governance
PM Internship Scheme (PMIS) — Revised Eligibility 2026
Revised by Ministry of Corporate Affairs (MCA) in April 2026. New eligibility: 18–25 years (from 21–24). Covers final-year UG and PG students with NOC from HoD/Dean. Monthly stipend: Rs 9,000 (90% GoI-funded) + Rs 6,000 additional assistance in two instalments. Duration: one year.
International
India–South Korea Relations — State Visit April 2026
South Korean President Lee Jae Myung visited India 19–21 April 2026 — first South Korean Presidential visit in eight years. Bilateral trade target reaffirmed: USD 50 billion by 2030 (current: ~USD 26.89 billion, FY25). Announced Joint Strategic Vision 2026–2030, new Industrial Cooperation Committee (ICC), and India-Korea Digital Bridge. Ties elevated to Special Strategic Partnership (SSP) in 2015.
Polity
Justice Lisa Gill — First Woman CJ of AP High Court
Appointed Chief Justice of Andhra Pradesh High Court w.e.f. 25 April 2026; first woman CJ since AP HC’s separate formation in 2019. Notified under Article 217(1) of the Constitution. Recommended by SC Collegium led by CJI Surya Kant. Enrolled as advocate 1990; elevated to Punjab & Haryana HC bench in March 2014. LL.B. and LL.M. from Panjab University, Chandigarh.
Defence
IN-SLN DIVEX 2026 — India-Sri Lanka Diving Exercise
4th edition of IN-SLN DIVEX held 21–27 April 2026 in Colombo, Sri Lanka. Focus: Diving Support and Submarine Rescue. India’s vessel: INS Nireekshak. Aims to improve interoperability and exchange best practices. Aligns with India’s Neighbourhood First policy and MAHASAGAR vision (Mutual and Holistic Advancement for Security and Growth Across Regions).
Defence
Pakistan’s Taimoor ALCM — Anti-Ship Test April 2026
First publicly disclosed anti-ship firing on 21 April 2026. Taimoor is a low-observable Air-Launched Cruise Missile (ALCM) developed by Air Weapons Complex (AWC) under GIDS. Strike range: up to 600 km. Features: sea-skimming terminal path; targets stationary and moving ships. Earlier land-target test by PAF: 3 January 2026.
Environment
Shekha Jheel — India’s 99th Ramsar Site
Shekha Jheel Bird Sanctuary, Aligarh, Uttar Pradesh — designated India’s 99th Ramsar Site in April 2026. Hosts 249 bird species; vital stopover on Central Asian Flyway. UP now has 12 Ramsar sites; Tamil Nadu leads with 20. Ramsar Convention signed 1971, Ramsar, Iran; India signatory: 1 February 1982. Announced by Union Environment Minister Bhupender Yadav.
Monetary Policy
Pay Point India — First Fintech in RBI’s CPS
Pay Point India Network: first private-sector fintech with direct CPS (Centralised Payment System) membership of RBI. Now has direct access to RTGS (Real Time Gross Settlement) and NEFT without a sponsor bank. Assigned own IFSC code; can hold settlement account directly with RBI. Earlier, CPS was limited to banks, NPCI, and CCIL.
Digital Governance
PNB Kiwi Credit Card — RuPay on UPI
Punjab National Bank (PNB) + fintech Kiwi launched PNB Kiwi Credit Card — co-branded RuPay credit card on UPI. Enables credit-based payments via UPI QR codes. Benefits: zero joining/annual fees; cashback 0.5%–1.5% on online transactions; fully digital onboarding. Targets PNB’s 180 million customers; promotes credit access in semi-urban and rural India.
Technology
TDIP Scheme — Revised Guidelines 2026–31
Technology Development and Investment Promotion (TDIP) Scheme revised by Minister Jyotiraditya Scindia (DoT/MoDoNER) in April 2026. Outlay: Rs 203 crore for 2026–31. Focus: India’s participation in global telecom standards, 5G Advanced and 6G innovation. Implementing agencies: TSDSI, TCoE, TCIL. Supports India’s work in ITU and 3GPP bodies.
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Which city is the 2026 World Book Capital and which country is it in?
Rabat, Morocco — 26th World Book Capital
World Book & Copyright Day: 23 April; established by UNESCO 1995
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What is the revised age eligibility for the PM Internship Scheme (PMIS) in 2026?
18 to 25 years (revised from 21–24)
Monthly stipend: Rs 9,000; MCA revised in April 2026
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What is the bilateral trade target between India and South Korea by 2030?
USD 50 billion by 2030
Current trade: ~USD 26.89 bn (FY25); SSP since 2015
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Under which Article is a High Court Chief Justice appointed, and who notified Justice Lisa Gill’s appointment?
Article 217(1) — notified by President Droupadi Murmu
First woman CJ of AP HC since its 2019 formation; SC Collegium led by CJI Surya Kant
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What is the maximum range of Pakistan’s Taimoor ALCM?
600 km
Low-observable ALCM; first anti-ship test: 21 April 2026; developed by AWC/GIDS
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Where is Shekha Jheel and what is its designation in April 2026?
Aligarh, Uttar Pradesh — India’s 99th Ramsar Site
249 bird species; Central Asian Flyway; UP now has 12 Ramsar sites
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What milestone did Pay Point India achieve with the RBI in April 2026?
First fintech with direct CPS membership — direct RTGS & NEFT access
Assigned own IFSC code; no longer needs sponsor bank
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What is the outlay of the revised TDIP Scheme for 2026–31 and which ministry oversees it?
Rs 203 crore — Department of Telecommunications (DoT)
Focus: 5G Advanced & 6G; agencies: TSDSI, TCoE, TCIL
Think & Discuss
India’s Fintech Revolution: Inclusion or Disruption — Is Direct RBI Access for Fintechs a Policy Masterstroke or a Regulatory Risk?
Context from today’s quiz: Pay Point India became the first private-sector fintech to gain direct membership in the RBI’s Centralised Payment System (CPS), enabling direct RTGS and NEFT access without a sponsor bank. Simultaneously, PNB partnered with fintech Kiwi to launch a RuPay credit card on UPI, targeting 180 million customers. Together, these developments represent a structural shift in India’s financial architecture — blurring the boundary between traditional banks and technology-first payment companies.
🤔 Your Perspective Matters
India’s digital payments ecosystem has grown exponentially, but fintech regulation has largely been indirect — fintechs depended on partner banks for settlement infrastructure. Now, as the RBI opens its core payment rails to non-bank entities, the regulatory landscape is evolving rapidly.
Does granting fintechs direct access to RTGS/NEFT accelerate financial inclusion — or does it create systemic risks that India’s regulatory frameworks are not yet equipped to handle?
Does granting fintechs direct access to RTGS/NEFT accelerate financial inclusion — or does it create systemic risks that India’s regulatory frameworks are not yet equipped to handle?
- The PMIS expanded eligibility to 18–25-year-olds including students. India’s youth unemployment and underemployment remain structural challenges. Can government-mandated internship schemes backed by private sector participation genuinely bridge the skills gap — or do they risk becoming tick-box exercises without long-term career impact?
- India designated its 99th Ramsar Site at Shekha Jheel, Aligarh, while simultaneously accelerating infrastructure and industrial development. With the 100th Ramsar milestone imminent, how should India balance wetland conservation commitments under the Ramsar Convention with economic development imperatives in states like Uttar Pradesh?
- India’s TDIP Scheme allocates Rs 203 crore for 5G Advanced and 6G R&D. South Korea — whose President just visited India — is a global leader in telecom standards via ETRI and Samsung. How should India leverage its new Special Strategic Partnership with South Korea to accelerate domestic telecom innovation, and is Rs 203 crore a sufficient outlay for genuine global competitiveness in 6G?
We’d love to hear your thoughts! Share your perspective in the comments.
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