Where learning meets experience—welcome to GK365 by Prashant Chadha.

How to use today’s GK page
A quick routine: skim One-Liners → test with the Mini-Quiz → deepen with Short Notes.
Daily revision (5–7 min) Exam-ready structure Mobile friendly

📌 One-Liners

  1. Scroll the categories (they may change daily).
  2. Read the bold title then the short sub-line for context.
  3. Watch for acronyms—today’s quiz/notes expand them.

🧠 Mini-Quiz

  1. Answer the 3 MCQs without peeking.
  2. Tap Submit to reveal answers and explanations (no JS needed).
  3. Note why an option is correct—this locks facts into memory.

📒 Short Notes

  1. Read the 3 compact explainers—each builds on a different topic.
  2. Use them for a quick recap or add to your personal notes.
  3. Great for mains/PI: definitions, timelines, and “why it matters”.
💡 Pro tip: Use the sticky Jump to menu at the top to hop between sections. If you’re short on time, do One-Liners now and the Mini-Quiz + Short Notes later.
Fast revision Exam-ready High-yield facts

💼 Business News

  • NABARD Makes First Investment Under AgriSURE Fund at GFF 2025
    NABARD made its first AgriSURE Fund investment in Fambo Innovation Pvt Ltd at Global Fintech Festival 2025 to boost agri-fintech and rural innovation.
  • RBI Merges 9,000 Circulars Into 238 Master Directions
    RBI consolidated 9,000+ circulars into 238 unified Master Directions across 11 regulated entities, ensuring clarity and simplified compliance.
  • Jio Payments Bank Wins Gurugram–Jaipur MLFF Toll Contract
    Jio Payments Bank bagged 2 MLFF toll plaza contracts under NHAI’s barrier-free tolling plan, expanding its footprint in digital toll operations.
  • Insurance Samadhan & Jaagruk Bharat Partner to Fight Mis-Selling
    Insurance Samadhan teamed up with Jaagruk Bharat to run digital campaigns and educate citizens on insurance mis-selling and consumer rights.

🇮🇳 National News

  • NHAI Deploys 3D Laser-Based Network Survey Vehicles
    NHAI introduced 3D NSVs in 23 states (20,933 km) to assess highway conditions via AI-driven defect detection for preventive maintenance.
  • Kerala to Become India’s First Extreme Poverty-Free State
    Kerala to be declared free from extreme poverty on Nov 1, 2025, under its multi-sectoral poverty eradication programme launched in 2021.
  • Chennai Fully Implements Real-Time Flood Forecasting System
    Chennai became India’s first city to operationalize RTFF & SDSS, integrating real-time weather and hydrology data for proactive flood response.

👤 Appointments & Resignations

  • Paul Kapur Sworn in as US Asst. Secretary for South & Central Asia
    Indian-American Paul Kapur assumed charge as US Assistant Secretary for South & Central Asian Affairs, succeeding Donald Lu.
  • Dame Sarah Mullally Named Archbishop of Canterbury Designate
    Dame Sarah Mullally appointed first woman Archbishop of Canterbury, set to assume office Jan 2026; formerly Bishop of London and ex-NHS Chief Nurse.

🗓️ Important Days (Oct 24)

  • United Nations Day
    Observed on 24 Oct 2025, marking the founding of the UN (1945); promotes peace, equality, renewable energy, and poverty eradication worldwide.
  • World Polio Day
    Celebrated on 24 Oct 2025 with theme “End Polio: Every Child, Every Vaccine, Everywhere”; initiated by Rotary International to honor Jonas Salk.
  • World Development Information Day
    Observed on 24 Oct 2025, highlighting the use of information technology for global development, first proposed by UNGA in 1972.
  • ITBP Raising Day
    ITBP Raising Day marks the founding of the Indo-Tibetan Border Police (1962), honoring 85,000 personnel defending the India–China border.

🧠 Mini-Quiz: Add to Your Knowledge (3 MCQs)

Pick answers, hit Submit to reveal. Acronyms are expanded in the explanations.
1. Policy • RBI Master Directions Consolidation
The Reserve Bank of India recently consolidated legacy instructions into Master Directions. Which pair best reflects the scale of this clean-up?
Why the RBI consolidation matters Master Directions are updated, single-point compendia—replacing scattered circulars across regulated entities like banks, NBFCs (Non-Banking Financial Companies) and payments firms. Collapsing 9,000+ circulars into 238 directions cuts duplication, ambiguity and compliance overheads, and makes supervision easier. For exam prep, link this to governance themes: regulatory transparency, standardization, and ease of compliance. It also complements India’s broader push for digital finance and risk-based supervision.
2. Infra-Tech • Highway Health Monitoring
NHAI has begun large-scale condition assessment across 23 states covering 20,933 km. What core technology underpins this initiative?
How 3D NSVs improve maintenance Network Survey Vehicles (NSVs) use 3D laser scanning, cameras and onboard sensors to map rutting, roughness, cracks and potholes. Coupled with AI, defects are automatically identified and geo-tagged, enabling predictive rather than reactive repairs. For highways spanning multiple climate zones, machine-graded data helps prioritize budgets, set service-level benchmarks, and reduce lifecycle costs—all key to safer, faster corridors.
3. Mobility • Tolling Systems (NHAI)
Under barrier-free tolling pilots, Jio Payments Bank won contracts on the Gurugram–Jaipur corridor. In this context, what does MLFF stand for and enable?
Multi-Lane Free Flow (MLFF) explained MLFF removes physical barriers and dedicated booths. Overhead gantries use ANPR (Automatic Number Plate Recognition), RFID tags like FASTag, and axle-classification sensors to charge vehicles at normal speeds. Benefits include reduced congestion, lower emissions from idling, and better toll compliance. India’s MLFF pilots align with global best practice, paving the way for distance-based and dynamic pricing integrated with NHAI back-end settlement systems.

📒 Short Notes: Why Stop at One-Liners?

Three compact explainers on different topics (no overlap with the quiz).

NABARD — National Bank for Agriculture and Rural Development: AgriSURE Fund Investment Agri-fintech

What: NABARD made the first investment from its AgriSURE Fund in Fambo Innovation Pvt Ltd at the Global Fintech Festival (GFF) 2025 to support agri-fintech and rural innovation.

How: Channeling equity via the AgriSURE vehicle de-risks early-stage ideas; it targets credit, insurance and supply-chain solutions, leveraging NABARD’s refinance network and incubation ecosystem for MSMEs and farmer collectives.

Why: Catalyzes technology for smallholders, deepens financial inclusion, and strengthens climate and income resilience—signaling institutional backing for scalable agri-tech capital formation.

RTFF & SDSS — Real-Time Flood Forecasting & Spatial Decision Support System (Chennai) Urban resilience

What: Chennai fully operationalized a Real-Time Flood Forecasting (RTFF) system with a Spatial Decision Support System (SDSS) integrating rainfall, hydrology and storm-drain data for citywide flood management.

How: Sensor networks, radar rainfall and hydrodynamic models feed ward-level dashboards; automated alerts guide pump operations, sluice gates, evacuation routes and traffic diversions for quicker, data-driven response.

Why: Shifts policy from reactive relief to anticipatory action, cutting urban flood losses, protecting critical services and improving monsoon preparedness amid increasingly intense rain events.

Kerala’s Extreme Poverty-Free Milestone (Nov 1, 2025) Poverty alleviation

What: Kerala is set to be declared India’s first state free from extreme poverty under a multi-sectoral programme launched in 2021 with household-level targeting and outcome tracking.

How: Converges food security, primary health, housing, livelihoods and education; uses social audits and local self-governments to identify gaps, deliver entitlements and monitor sustained exit from deprivation.

Why: Demonstrates inclusive governance and SDG-1 (No Poverty) at sub-national scale, offering a replicable framework for durable welfare outcomes and reduced inter-generational poverty.

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